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Bank Rules

Bank rules speed up reconciling by recognising recurring transactions and pre-filling how you code them.

If the same payment turns up every month, such as rent or bank fees, a rule saves you re-entering the account, tag and GST each time.

Rules only suggest, they never reconcile

A rule never reconciles a line on its own. When a line matches a rule, FairBooks pre-fills the Create panel with your chosen details and shows a banner noting the line was prefilled by that rule. You still review each line and confirm it. Nothing is coded to your books until you do.

Creating a rule

  1. Open Bank Accounts and click Rules, then click Add Rule
  2. Fill in the details below
  3. Click Add Rule to save

What the rule matches

Field Description
Rule name A name you will recognise, for example "Monthly rent"
Applies to Money out (spend) or money in (receive)
Match Whether all conditions must match, or any one of them
Conditions One or more tests on the line's text

Each condition checks a field (Description, Payee, Reference, or any field) against text you type, using contains or equals. Add as many conditions as you need.

What the rule pre-fills

Under Then prefill, set what should be filled into the Create panel when the rule matches:

Field Description
Tag An optional label for the transaction
Account The account from your chart of accounts to code the line to
GST treatment GST inclusive (10%) or GST free
Description Optional text to use instead of the bank's description
Priority Used to decide which rule wins when more than one matches
Active Turn the rule on or off without deleting it

Tip

In the description, use the placeholder {description} to fold in the line's own bank description. For example, "Rent, {description}" keeps the original detail alongside your own wording.

Which rule applies

When a line could match more than one rule, the highest-priority active rule wins. Inactive rules are ignored. This lets you keep a general rule and add more specific, higher-priority ones on top.

While you reconcile

When a matching rule is found, the Create panel opens already filled in and a banner tells you which rule did it. Check the account, GST and amount, then confirm. Because rules only pre-fill the Create panel, they never match against existing invoices or bills, and they never reconcile a line for you.

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